ISA

免税的兴趣

澳门威尼斯人活动办理大厅ISA是一个伟大的方式节省免税-因为任何ISA的利息收入是免税的.

如果你想最大限度地利用你的免税限额,提高你的储蓄回报, 澳门威尼斯人优惠活动大厅有一系列的ISA澳门威尼斯人优惠活动大厅供您选择. 你很难在别的地方找到更好的价格.

ISA澳门威尼斯人优惠活动大厅

  • 轻松访问ISA
  • 定期ISA

ISA的好处

  • 每个纳税年度投资不超过2万英镑
  • 存入100英镑,开一个易取账户
  • 存2500英镑,开一个定期账户
  • 转入已接受-目前暂停
  • 提款提前一个月通知
  • 容易获得的isa(视乎银行酌情决定权而定)

存款利率

澳门威尼斯人优惠活动大厅这里有报价…

下载费率PDF在此

注意事项- ISA

在澳门威尼斯人活动办理大厅,澳门威尼斯人优惠活动大厅想确保您在同意一个设施之前有您需要的所有信息. So while you need to read and understand the terms and conditions of each product the below summary provides some further detail you may want to be aware of.

我在哪里可以找到当前的利率?

澳门威尼斯人优惠活动大厅这里有报价…

下载费率PDF在此

利率会根据澳门威尼斯人优惠活动大厅类型而变化吗?

是的,根据你注册的ISA的长度有不同的利率. 你投入的时间越长,回报就越好,在最长的投资中获得最高的利率.

利率如何以及何时适用?

半年在3月31日和9月30日

澳门威尼斯人活动办理大厅能改变利率吗?

We will inform you about any changes to the interest rate or changes to any other terms of the account by giving you at least 14 days’ notice in writing and this can be done by letter, 以电子邮件或任何其他方式个别发送给获授权帐户持有人'

资格标准是什么?

完整的细节在T&C,但是如果你超过18岁,你就可以申请

有最低限额吗?

最低投资额或转账金额为2500英镑

有最高限额吗?

纳税年度最大ISA投资限额为20000英镑/年

我可以取钱吗?

在固定利率期限内不允许提款

学期结束时会发生什么?

从开户之日起,利率按约定的年数固定. 此后,该帐户将成为标准澳门威尼斯人活动办理大厅现金ISA(可变利率).

如何取得联系?

您可以通过书面、电话或电子邮件澳门威尼斯人优惠活动大厅,详情请参阅澳门威尼斯人优惠活动大厅的联系页面

金融澳门威尼斯人活动办理大厅补偿计划

您的存款由金融澳门威尼斯人活动办理大厅补偿计划保障. 根据该计划,每位储户的最高还款限额为8.5万英镑. 点击这里查看澳门威尼斯人优惠活动大厅的FSCS文件

1年固定利率现金ISA澳门威尼斯人优惠活动大厅信息+

 关键的澳门威尼斯人优惠活动大厅信息 – Here is some important information about our 1 Year Fixed Rate Cash ISA to help you decide whether this account is right for you. You should read this sheet carefully together with the full Cash ISA 条款 and Conditions (listed within the body of the ISA application form).

帐户名称 -澳门威尼斯人活动办理大厅1年固定利率现金ISA

利率(aer) -查看最新的价目表

年利率 -查看最新的价目表

利率是固定的,从开户之日起1年。. 此后,该帐户将成为标准澳门威尼斯人活动办理大厅现金ISA(可变利率).

额外的贡献 – You may add to your Fixed Rate Cash ISA during the fixed term provided that your total subscriptions for the 税 year do not exceed the annual ISA allowance. 固定利率期限将保持不变. ie. 自开户之日起1年内有效.

 成熟 -您的选择-在固定利率期限结束前一个月, 澳门威尼斯人优惠活动大厅将写信告诉你澳门威尼斯人优惠活动大厅是否有一个新的固定利率报价和条款. 澳门威尼斯人优惠活动大厅也会通知您当前的可变现金ISA汇率. 在那个阶段,澳门威尼斯人优惠活动大厅将要求你的书面指示的到期收益. 如果澳门威尼斯人优惠活动大厅没有指示,帐户将自动转帐到标准的现金ISA条款到期.

 资金限制 ‐在此账户的最低投资或转账金额为2500英镑 在2021/2022纳税年度,最大ISA投资限额为£20,000 pa. This amount does not include ISA subscriptions in respect of previous tax years transferred in from other providers, 不管余额多少,哪些是允许的.

To ensure funds are accepted into your new ISA account we must receive all funds within 30 days from your account opening date. 任何在30天后收到的押金可以退还给你. 这包括从其他地方持有的现有ISAs转入的任何资金, therefore please ensure that you initiate any ISA transfers in as soon as you receive your new Fixed Rate Cash ISA details. 在30天之后,您可能无法将任何额外的存款存入此固定利率ISA.

税收地位 ‐利息是免税的

撤军的安排 ‐在固定利率期限内不允许提款

支付的利息 ‐半年一次,3月31日和9月30日

 账户操作 ‐直接完成最初的文书工作,并与位于8楼的澳门威尼斯人活动办理大厅总部联系, 林登的房子, Hagley路62号, 睡床上, 伯明翰B16转椅8体育

电话:03
电子邮件:info@deangledhill.com

澳门威尼斯人活动办理大厅, is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Finance Services Register No. 204478)

2年固定利率现金ISA澳门威尼斯人优惠活动大厅信息+

 关键的澳门威尼斯人优惠活动大厅信息 – Here is some important information about our 2 Year Fixed Rate Cash ISA to help you decide whether this account is right for you. You should read this sheet carefully together with the full Cash ISA 条款 and Conditions (listed within the body of the ISA application form).

 帐户名称 -澳门威尼斯人活动办理大厅2年固定利率现金ISA

 利率 (AERs) -参见最新的费率表

 年利率 -查看最新的价目表

利率的固定期限为自开户日起的2年。. 此后,该帐户将成为标准澳门威尼斯人活动办理大厅现金ISA(可变利率).

额外的贡献 – You may add to your Fixed Rate Cash ISA during the fixed term provided that your total subscriptions for the 税 year do not exceed the annual ISA allowance. 固定利率期限将保持不变. ie. 自开户之日起2年有效.

 成熟 -您的选择-在固定利率期限结束前一个月 澳门威尼斯人优惠活动大厅将写信告诉你澳门威尼斯人优惠活动大厅是否有一个新的固定利率报价和条款. 澳门威尼斯人优惠活动大厅也会通知您当前的可变现金ISA汇率. 在那个阶段,澳门威尼斯人优惠活动大厅将要求你的书面指示的到期收益. 如果澳门威尼斯人优惠活动大厅没有指示,帐户将自动转帐到标准的现金ISA条款到期.

 资金限制 ‐在此账户的最低投资或转账金额为2500英镑

在2021/2022纳税年度,最大ISA投资限额为£20,000 pa. This amount does not include ISA subscriptions in respect of previous tax years transferred in from other providers, 不管余额多少,哪些是允许的.

To ensure funds are accepted into your new ISA account we must receive all funds within 30 days from your account opening date. 任何在30天后收到的押金可以退还给你. 这包括从其他地方持有的现有ISAs转入的任何资金, therefore please ensure that you initiate any ISA transfers in as soon as you receive your new Fixed Rate Cash ISA details. 在30天之后,您可能无法将任何额外的存款存入此固定利率ISA.

税收地位 ‐利息是免税的

 撤军的安排 ‐在固定利率期限内不允许提款

 支付的利息 ‐半年一次,3月31日和9月30日

 账户操作 ‐直接完成最初的文书工作,并与位于8楼的澳门威尼斯人活动办理大厅总部联系, 林登的房子, Hagley路62号, 睡床上, 伯明翰B16转椅8体育

电话:03
电子邮件:info@deangledhill.com

澳门威尼斯人活动办理大厅, is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Finance Services Register No. 204478)

3年固定利率现金ISA澳门威尼斯人优惠活动大厅信息+

关键的澳门威尼斯人优惠活动大厅信息 – Here is some important information about our 3 Year Fixed Rate Cash ISA to help you decide whether this account is right for you. You should read this sheet carefully together with the full Cash ISA 条款 and Conditions (listed within the body of the ISA application form).

帐户名称 -澳门威尼斯人活动办理大厅3年固定利率现金ISA

 利率(aer) -查看最新的价目表

 年利率 -查看最新的价目表

固定利率的有效期为3年,自开户之日起算。. 此后,该帐户将成为标准澳门威尼斯人活动办理大厅现金ISA(可变利率).

额外的贡献 – You may add to your Fixed Rate Cash ISA during the fixed term provided that your total subscriptions for the 税 year do not exceed the annual ISA allowance. 固定利率期限将保持不变. ie. 自开户之日起3年有效.

 成熟 – your options – One month before the fixed rate period ends 澳门威尼斯人优惠活动大厅将写信告诉你澳门威尼斯人优惠活动大厅是否有一个新的固定利率报价和条款. 澳门威尼斯人优惠活动大厅也会通知您当前的可变现金ISA汇率. 在那个阶段,澳门威尼斯人优惠活动大厅将要求你的书面指示的到期收益. 如果澳门威尼斯人优惠活动大厅没有指示,帐户将自动转帐到标准的现金ISA条款到期.

 资金限制 – 最低投资额或转账金额为2500英镑 subject to the 在2021/2022纳税年度,最大ISA投资限额为£20,000 pa. This amount does not include ISA subscriptions in respect of previous tax years transferred in from other providers, 不管余额多少,哪些是允许的.

To ensure funds are accepted into your new ISA account we must receive all funds within 30 days from your account opening date. 任何在30天后收到的押金可以退还给你. 这包括从其他地方持有的现有ISAs转入的任何资金, therefore please ensure that you initiate any ISA transfers in as soon as you receive your new Fixed Rate Cash ISA details. 在30天之后,您可能无法将任何额外的存款存入此固定利率ISA.

税收地位 -利息是免税的

 撤军的安排 -在固定利率期限内不允许提款

 支付的利息 -半年在3月31日和9月30日

 账户操作 ‐直接完成最初的文书工作,并与位于8楼的澳门威尼斯人活动办理大厅总部联系, 林登的房子, Hagley路62号, 睡床上, 伯明翰B16转椅8体育

电话:03
电子邮件:info@deangledhill.com

澳门威尼斯人活动办理大厅, is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Finance Services Register No. 204478)

标准灵活现金ISA和固定期限现金ISA条款和条件+

ISA是个人储蓄账户的缩写. 对于一个账户,才有资格享受特殊的税收待遇, ISA必须在政府规定的规则内操作. These rules are incorporated into the 伯明翰 Bank Cash and Fixed Rate Cash ISA 条款 and Conditions which are as follows:

1) The ISA rules specify that you may open and/or invest in only one Cash ISA in any tax year (the period from 6 April to 5 April the following year).

2) ISA只能由投资者以其个人名义持有.

3) ISA投资将是, 必须留在里面, 投资者的实益所有权, 并且不能用作贷款的抵押.

你必须至少年满16岁才能投资ISA. ISA不得从一个投资者转移到另一个投资者, 除非原投资者死后继承.

5)出于税务目的,您必须是英国居民或通常居民, 如果不是常驻的, 履行职责,, 根据1988年《澳门威尼斯人活动办理大厅》第132 (4)(a)条(海外公务雇员), 被认为是在英国表演的, 如果您不再是常住居民或不再履行上述职责,必须通知澳门威尼斯人活动办理大厅.

您的ISA开始日期是第一次存款的日期.

开立澳门威尼斯人活动办理大厅标准现金ISA的最低金额要求是100英镑和2英镑,500美元存入固定利率现金ISA, 之后的最低交易金额是50英镑.

8) With effect from 6th April 2020 the maximum total investment which can be made in a 伯明翰 Bank Cash ISA is £20,000, 不管取多少钱. 2万英镑可以以任何股票和股票的形式存入你的现金ISA. 请注意,您在每个纳税年度只能支付一个现金ISA和一个股票和股份ISA*. We will change the maximum amount you can deposit each year if there are changes to the limit introduced by HM Revenue; Customs in any particular year, 来反映这些变化.

利息每半年从3月31日和9月30日直接支付到您的ISA账户.

10) You will not have to pay income tax on the interest paid in each of the years that you have your 伯明翰 Bank ISA provided all the ISA rules have been followed.

11) Please note that the favourable tax treatment of ISAs may not be maintained (税 treatment is the Government’s responsibility). These terms and Conditions reflect HM Revenue; Customs ISA regulations applicable from time to time and will change in the event of any relevant change in these regulations.

12) On your written instructions we will transfer the whole of your 伯明翰 Bank Cash ISA with all rights and obligations to another ISA provider within one month. 固定利率现金ISA不能在固定利率期间转移.

13)不允许部分转移.

14) Withdrawals are subject to one month’s notice in respect of our standard Cash ISA and are not permitted in respect of the Fixed Rate Cash ISA.

15) Withdrawals cannot be made against the proceeds of cheques invested for fewer than six banking days (not including Saturdays). 六天的期限从支票贷记账户之日起计算,但取款日除外. 澳门威尼斯人优惠活动大厅的支票上总是写着“收款人”.

16)如果您未能在任何纳税年度认购您的澳门威尼斯人活动办理大厅现金ISA, 根据政府的规定, 如果您希望在未来几年继续投资,您将需要填写一份新的申请表格.

17) For a period of l4 days after the receipt of your first deposit into your 伯明翰 Bank ISA you may instruct us that you have changed your mind by writing to us at 伯明翰 Bank, 8楼, 林登的房子, Hagley路62号, 睡床上, 伯明翰, B16 8PE,澳门威尼斯人优惠活动大厅会将您的存款连同应计利息退还给您(在基本利率扣除税款)。. 在此期间将不收取任何费用.

18) No early access charges or notice periods apply on closure at the end of the fixed term or on the transfer to another ISA during the first 14 days after the account opening, 或最终因帐户持有人死亡而关闭帐户.

19) We will inform you about any changes to interest rates (in respect of the Standard Cash ISA) or to any terms of the account by giving you at least 14 days’ notice in writing and this can be done by letter, 以电子邮件或任何其他方式个别发送给授权帐户持有人

20) Once a year we will write to you to remind you of the terms of the 伯明翰 Bank Cash ISAs and your obligations.